When you're considering a used vehicle, an independent pre-purchase inspection can give you extra clarity. Usually the buyer arranges and pays for that inspection. That’s the FTC’s baseline guidance. However, you can ask the dealer to participate. Some buyers propose that the dealer pay the fee, split it, or agree up front to reimburse it if the vehicle doesn't meet pre-agreed conditions. Any such arrangement is a business decision with the dealer and should be settled before

The 17C formula became associated with the litigation in State Farm v. Mabry. It generally starts with 10% of a vehicle’s pre-loss value, then applies damage and mileage modifiers.

Georgia Insurance Commissioner Directive 08-P&C-02 states that the Department has not endorsed a particular diminished value formula or method.

Diminished value is the loss in a vehicle’s market value after it has been involved in a collision. Even when repairs are completed and the vehicle looks good again, its accident history can make it less desirable to buyers and dealers than a comparable vehicle with no collision history.